Full Investigative Audits

It takes a dedicated staff that is familiar with mortgage industry standards and practices to conduct reliable, timely investigative audits. When the MFE, Inc. audit team receives files, they are first reviewed to inventory the completeness of the documentation. The initial goal is to first determine if any basic defects exist in documentation.

Once files have been reviewed for documentation defects, they are then assigned to a MFE, Inc. audit specialist to begin the in depth investigative process which includes (but is not limited to):

• Reverification process: All verifications of employments, asset/deposits will be validated.
• Title Records will be reviewed
• Tests to determine if any issues exist relative to owner occupancy.
• Third Party Interviews – borrower, employers and others as needed

The scope of investigation will be expanded to focus on areas of concern as the audit discovery process warrants. MFE, Inc. has the ability to provide additional unique services including professional signature authentication by a nationally recognized expert in the field. Third party field interviews will be conducted when deemed necessary by a national network of retired/off duty peace officers and commercial private investigation firms.

A final report will be provided addressing our findings. MFE, Inc. recognizes that time is always a major factor and we look to provide our findings within the client’s specified timelines.